Budgeting 101 by Michele Cagan is a comprehensive guide that covers all aspects of budgeting, from getting out of debt to setting financial goals and building savings. The book provides practical advice on how to create a budget, track expenses, and manage income effectively. It offers strategies to reduce debt, save money, and make smart financial decisions. Budgeting 101 also addresses common budgeting challenges, such as dealing with irregular income and unexpected expenses. With easy-to-understand explanations and real-life examples, this book is a valuable resource for individuals and businesses looking to improve their budgeting skills and achieve financial stability.