Chettinad Payasam is a traditional South Indian dessert made with rice, milk, jaggery, and flavored with cardamom and saffron. The rice is cooked in milk until soft and then sweetened with jaggery syrup. The payasam is then flavored with cardamom powder and garnished with roasted nuts and saffron strands. It is usually served warm or chilled as a sweet ending to a meal or during festive occasions.