The 686 Women's Smarty 3-in-1 Ski Skirt is a versatile and functional option for women who want a skirt that can adapt to different weather conditions. This skirt features a removable inner layer that can be worn as a standalone skirt or combined with the outer layer for added warmth. The outer layer is made from a durable and water-resistant fabric, while the inner layer is insulated for extra coziness. The skirt also has multiple pockets for storing small essentials. With its adjustable waist and stylish design, this ski skirt is perfect for all-day comfort and performance.