Chettinad Payasam is a traditional South Indian dessert made with rice, milk, jaggery, and flavored with cardamom and saffron. The payasam has a creamy and rich texture and is garnished with roasted nuts and raisins. It is usually served warm or chilled and is a popular sweet dish during festivals and special occasions. The combination of flavors and textures makes this payasam a delightful treat.